CREDIT ANALYST

Job Level:  Professional
Location: 

RO

Available until: 
Area of Expertise:  Risk Management
Unit:  Allianz Trade
Employing Entity:  Euler Hermes S.A. Bruxelles Sucursala Bu
Job Type:  Full-Time
Remote Job:  Hybrid working
Employment Type:  Permanent
ID:  13900

At Allianz Trade we are committed to support our employees in every step of their professional journey, provide tailor-made development programs and open gateways to international opportunities. We encourage them to take ownership and accountability, and to dare to make a difference!

 

What You do

  • Gathering information about clients/ buyers from internal and external sources;
  • Delivering financial analysis of clients/ buyers based on pre-defined structure (manual grading);
  • Providing recommendations/making decisions about client’s rating grade;
  • Preparing sector analyses on particular industries/ market segments;
  • Maintaining personal contact with buyers: visits, phone calls;
  • Preparing local and group reports and actively engaging in justifying your decisions in grading committees and alike;
  • Permanent monitoring of assigned client portfolio;
  • Participation in projects and initiatives supporting sales functions as well as related to internal IT system.

 

What You bring

  • University degree in economics;
  • Knowledge of local economic environment, banking/financial services sector;
  • Previous experience in credit management with minimum 3 years of experience (preferably more) and business expertise - strong business/financial analysis assessment skills – driving ability to take decisions;
  • Very good knowledge of Excel;
  • Strong analytical and structured thinking;
  • Ability to take decisions based on thorough analysis, deep sectoral knowledge etc. (not underwriting decisions but grading of companies) and ability to back the decision with arguments
  • Effective communication skills – structured, effective communication, ability to speak the language of the counterpart;
  • Ability to work in team as well as independently;
  • Combination of focus on detail as well as bigger picture/ high level view;
  • Romanian native speaker; very good knowledge of spoken and written English.

 

What We offer

  • Dynamic and multinational working environment – small team within a bigger international company;
  • Opportunity to learn and grow  - on the job as well as language or professional training;
  • Open company culture, flexible working hours / possibility of working from home;
  • A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.
  • Full time permanent contract;
  • Modern and accessible offices.

 

 

 

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. Join us. Let’s care for tomorrow.

We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.

Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes*. We are the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk. Headquartered in Paris, we are present in more than 50 countries with 5,500 employees. In 2021, our global business transactions represented 931 billion Euro in exposure.

For more information, please visit www.allianz-trade.com or our social media LinkedIn Twitter Instagram @AllianzTrade