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CREDIT ANALYST

Job Level:  Professional
Location: 

Owings Mills, MD, US, 21117

Due Date:  2/11/2022
Area of Expertise:  Risk Management
Unit:  Euler Hermes
Job Type:  Full-Time
Remote Job:  Remote working
Employment Type:  Permanent
ID:  5345

Strong interpersonal and analytical skills?

Understand finance and credit management?

Exceptional written communication skills?

And do you want to utilize these skills every day in your line of work?

 

Want to be a Credit Analyst at Euler Hermes? 

 

Together makes us better. At EH, we strive for diversity, equity and inclusion to be part of everything we do. Here, you’ll find a culture where our differences are celebrated, where employees recognize and take action against inequality, and where all associates have equal access to development and opportunity.

 

Euler Hermes is a worldwide market leader in trade credit insurance. With over 100 years of experience, you join a team of people representing a company invested in protecting their customers as well as their employees. We want you to achieve your goals while helping achieve ours. Joining our team means joining a culture where both people and performance matter.

 

Your Responsibilities in this position:

  • You manage a profitable portfolio of business within the parameters agreed upon with the Regional Director of Information & Grading, utilizing sound credit analysis techniques.
  • You monitor high risk buyers and solicit proprietary information for EHNA database by establishing a rapport and maintaining contact with Finance Directors, Treasurers, through visits and telephone and written correspondence. Utilizing all information available arrive at consistent grading of buyers within authority and make detailed recommendations to Supervisor and/or Regional Director when outside authority.
  • You perform financial and credit analysis to determine the appropriate credit rating of company being analyzed
  • You communicate with Sales Agents and Commercial Underwriters and/or customers as to underwriting requirements regarding industry outlooks and target markets.
  • You are responsible for the creation of industry sector outlooks (from both public and proprietary information) to determine underlying market trends

 

Requirements:

  • Bachelor’s degree in Business Administration or Finance, MBA preferred
  • 5-7 (3-5 for non-Sr. level) years experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
  • Excellent computer skills, with an understanding of financial software and spreadsheet packages
  • Excellent understanding of Financial Statements

 

Experience that will be a plus:

  • You have credit knowledge and experience with high volume risk analysis and underwriting
  • You have market knowledge of local economic environment
  • You are an expert on a particular region and/or trade sectors
  • You have strong skills in financial analysis; very good knowledge of Finance and Credit Management
  • You have expertise and experience in buyers assessment

 

Check out our benefits:

  • Abundant paid time off
  • Employee Stock Purchase Program
  • Generous 401k match of 3% and annual, discretionary contribution of 6%
  • Medical, Dental & Vision Insurances
  • Life & Disability Insurances
  • Tuition reimbursement
  • Paid Parental leave
  • Annual bonus potential

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. 
We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.
We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.
Join us. Let's care for tomorrow.
Note: Diversity of minds is an integral part of Allianz’ company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company encourages its employees to have motivation in gaining varied skills from different positions and to collect experiences from across Allianz Group.


Nearest Major Market: Baltimore