Credit Analyst CZ

Do you want to deep-dive into financial analysis and grading of companies not only through their numbers but also by being in regular touch with the businesses through phone or personal visits? Are you ready to gain profound knowledge of the businesses and build long-lasting relationships with them? Are you interested in gaining expertise and knowledge in specific sectors/segments of the economy? Would you like to use English on a regular basis?

Allianz Trade is looking for a suitable candidate for the position of Credit Analyst/Credit Underwriter who will become part of our team in the Prague office. The role will be responsible for managing the portfolio of clients, gathering information about them, analyzing it and assessing their financial strength, and supporting Sales department and other business units of Allianz Trade (Euler Hermes Group).

You will enjoy your work if you would like to have the following responsibilities:

• Gathering information about clients/ buyers from internal and external sources;
• Research and analyze credit risks/assess credit history and decide on credit limit requests
• Delivering financial analysis of clients/ buyers based on pre-defined structure (manual grading);
• Making decisions on credit limit requestsPreparing local and group reports and applications
• Monitoring of assigned client portfolio
• Preparing sector analyses on particular industries/ market segments;
• Maintaining personal contact with policyholders/brokers/buyers: visits, phone calls;
• Participation in projects and initiatives supporting sales functions as well as related to multi/internal systems.
• Contribute to support Commercial in steering customers loss ratio and implements necessary actions to ensure or restore profitability of portfolio

This role has no direct reports.

We will be happy to welcome you in our team, if you have/are:

• University degree in economics;
• Knowledge of local economic environment, banking/financial services sector;
• Previous experience in risk management with minimum 2 years of experience (preferably more) and business expertise - strong business/financial analysis assessment skills;
• Strong analytical and structured thinking;
• Ability to take decisions based on thorough analysis, deep sectoral knowledge etc. and ability to back the decision with arguments;
• Effective communication skills – structured, effective communication, ability to speak the language of the counterpart;
• Ability to work in team as well as independently;
• Combination of focus on detail as well as bigger picture/ high level view;
• Czech/Slovak native speaker; very good knowledge of written and spoken English.

What we offer:

• Dynamic and multinational working environment – small team within a bigger international company;
• Opportunity to learn and grow- on the job as well as language or professional training;
• Open company culture, flexible working hours / possibility of working from home;
• A wide range of employee benefits;
• Full time permanent contract.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. 
We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.
We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.
Join us. Let's care for tomorrow.