Share this Job

Credit Analyst

Job Level:  Professional
Location: 

RO

Due Date:  26/04/2022
Area of Expertise:  Risk Management
Unit:  Euler Hermes
Job Type:  Full-Time
Remote Job:  Not applicable
Employment Type:  Permanent
ID:  8140

Allianz Trade, the world’s leading provider of credit insurance services, helps its customers around the globe to trade wisely and develop their business safely. With 6,000 employees from more than 70 nationalities, in over 50 countries, Allianz Trade offers a complete range of services for the management of B-to-B trade receivables.

Allianz Trade has developed a credit intelligence network to analyze the financial stability of 40+ million businesses across the globe. Allianz Trade is rated AA by Standard & Poor’s.

At Allianz Trade, we are committed to support our employees in every step of their professional journey, provide tailor-made development programs and open gateways to international opportunities. We encourage them to take ownership and accountability, and to dare to make a difference!

 

The role

You will assess the financial performance as well as the performance of the management, ownership and strategy of a Buyer.

You will conduct financial and qualitative analyses, appraise transactional risks & you will develop and manage relations with internal customers.

 

Key responsibilities/What you do

 

  • Buyer's assessment according with define targets
  • Gathers information on buyers through desk-based research
  • Performs financial analysis and evaluates performance of the management and strategy without buyer contact
  • Identifies potential leads
  • Monitors the risks related to buyers financial performance, trade sector evolution, maintains constant contact with internal clients; apply, grading principles, guidelines and procedures;
  • Maintain permanent contact with other departments like, Policy Administration, Underwriting, Claims and Collections  
  • Support the sales department and other business units of Euler Hermes Group
  • Provides various reports/statistics for senior management

 

 

 

 

Key requirements/What you bring

 

Educational requirements

* Bachelor and / or Master's degree in Ecomonics , Finance Banking or Risk Management specialization

Functional knowledge

* Extended knowledge in Financial analysis, Risk assessment and market specifics

* Very good knowledge of banking/financial services sector

* Proficient in IT Systems / Sofware: MS Office; particulary MS Excel (intermediate level)

* Language: EN advanced level (reading and writing skills) is required

Business expertise

- 3-5 years experience in insurance  / credit  insurance / risk  / banking - corporate - area

- demonstrates commercial awareness

- expertise and experience in business assessment

Interpersonal skills

- strong analytical skills and structured thinking

- ability to take grading decisions

- excellent organizational skills and attention to detail

- good communicator

- team player, honest, ability to convince others, very good problem solving skills

- ability to handle multiple tasks in high volume

- ability to work independently and collaborating with co-workers in a team setting

- ability to work under pressure and tight deadlines

We offer:

 

Dynamic and multinational working environment.

Opportunity to learn and grow- on the job as well as language or professional training.

Open company culture, flexible working hours / possibility of working from home.

A wide range of employee benefits - meal vouchers, gift vouchers, performance bonus, public transportation allowance, extra personal days, premium health insurance, fruit day, discounts on Allianz products, etc.

Full time permanent contract.

Modern and accessible offices.

If you are interested in the position above and think you have the right profile please follow the online application process. For more detailed information on the company and our career opportunities please go to our website: https://www.allianz-trade.com/en_global/careers.html