Underwriting, Pricing & Business Analytics Senior Analyst - Direct Insurance

Allianz España

We are Fénix Directo - an entrepreneurial direct car insurance company on our journey into the future - and are looking for an experienced expert to drive change in the areas of Underwriting, Pricing & Business Analytics with strong customer obsession. We are building on the experience of an existing portfolio and 110 people with the ambition to grow.~crlf~~crlf~Soon, Fénix Directo will become Allianz Direct (check out our Allianz Direct YouTube channel): Our vision is to build the future of insurance by leveraging newest industry trends & technologies.~crlf~Already launched in Germany and Netherlands in October 2019, Allianz Direct aims to become the leading direct insurer, setting market standards with best-in-class products and customer experiences. Customer obsession is at the core of our culture. It drives us every day and guides our daily priorities. We understand the moments of truth in every customer journey. Our outstanding service makes all the difference. It gives our customers the feeling of ‘Wow, that was great!’.~crlf~~crlf~We are passionate about what we do and are obsessed with the customer and the business. Walls create distance so we all work together in one open office space, shoulder to shoulder with customer experts. We communicate openly and express our opinion. We believe that managers are there to help people do a better job every day. Therefore, no day goes by without driving change. And we like to have fun - insurance is serious enough.

We are looking for an Insurance Senior Analyst . Somebody who has great analytical and technical skills in Underwritnig and Pricing with experience in insurance business. The position will be located in Madrid and will be directly reporting to the UW, Pricing & Business Analytics Director of Fénix Directo.~crlf~~crlf~The main responsability of the role will be the Design, validation, implementation, monitoring and development of advanced analytical models, integrated within the Pricing, Underwriting & Business Analytics unit. Initially, focusing on: Pricing (New business and Portfolio); Underwriting; Portfolio & Product management and Business Analytics.~crlf~~crlf~Working on the projects for:~crlf~~crlf~• New Business and Portfolio analytical pricing models:~crlf~~crlf~ o Risk models: Frequency, average cost, burning cost and Classification models (Geographical and vehicle clustering).~crlf~~crlf~ o Behavioural models – conversion, lapse, retention, Price elasticity etc.~crlf~~crlf~ o Market prices. ~crlf~~crlf~ o Customer lifetime value.~crlf~~crlf~ o Premium Optimisation models.~crlf~~crlf~• Predictive modelling and development of analytical models for: Underwriting; Product development and Business (Marketing & Sales) Analytics.~crlf~• Data: Data prep and monitoring of the quality of the information used from different data models; Identification of new data needs - internal and external data sources; Feature engineering - Design and development of new factors to enhance models - and Automation of data processes (ETLs).~crlf~~crlf~• Implementation and deployment into production of analytical models.~crlf~~crlf~• Monitoring of business KPIs, models performance, new business and portfolio results.~crlf~

• Engineering, statistical/mathematical and/or actuarial training.~crlf~• Advanced level of R/Python. Programming experience with SQL and/or SAS.~crlf~• Intermediate - advanced insurance analytical software (Radar / Earnix).~crlf~• Data Science Experience: Development of data scientist functions applied to the insurance business such as datamining, machine learning, visualization, etc.~crlf~• Previous modelling works: Pricing & underwriting models in the insurance industry and Client models.~crlf~• Experience in analysis and/or modelling related to underwriting, marketing and sales processes in the insurance industry.~crlf~• Minimum 4-5 years of work experience developing similar functions in an insurance or consulting company.~crlf~• Required advanced level of English (at least B2-C1).~crlf~• High analytical capacity. Creative ability and business visión.~crlf~• Dynamic spirit, teamwork and ability to work at certain times in pressure environments.~crlf~• Ease of communication, especially adapting model results into business reality.~crlf~• Accustomed to managing multiple requests and tasks efficiently.~crlf~• Curiosity, innovation, passion for data & analytics, commitment to continuous learning.~crlf~

Allianz is the home for those who dare – a supportive place where you can take the initiative to grow and to actively strengthen our global leadership position. By truly caring about people – both its 85 million private and corporate customers and more than 142,000 employees – Allianz fosters a culture where its employees are empowered to collaborate, perform, embrace trends and challenge the industry. Our main ambition is to be our customers’ trusted partner, instilling them with the confidence to grow. If you dare, join us at Allianz Group.~crlf~~crlf~Allianz is an equal opportunity employer. Everybody is welcome, regardless of other characteristics such as gender, age, origin, nationality, race or ethnicity, religion, disability, or sexual orientation.

Allianz Seguros es la principal filial del Grupo Allianz en España y una de las compañías líderes del sector asegurador español. La compañía tiene la vocación de ofrecer las mejores soluciones aseguradoras y financieras. Cuenta con una de las gamas de productos más completa e innovadora del mercado y se basa en el concepto de seguridad integral. Por eso, los productos y servicios que ofrece la compañía van desde el ámbito personal y familiar al empresarial.

Para más información, por favor visita nuestra web:~crlf~https://www.allianz.es/descubre-allianz/allianz-seguros/trabaja-con-nosotros/bolsa-empleo.~crlf~En Allianz Seguros tenemos el compromiso de mantener y desarrollar un entorno de trabajo en el que se respeten y valoren los principios de Diversidad del Grupo Allianz y se promueva la igualdad de oportunidades entre mujeres y hombres en cada uno de los ámbitos en los que la Compañía desarrolla su actividad, no tolerando discriminación basada en criterios tales como: edad, sexo, estado civil, raza, origen étnico, capacidades diferentes, tendencias políticas o actividades de representantes de los trabajadores/as, religión u orientación sexual.~crlf~~crlf~

You have found the perfect job? It’s time to work on your application. We have some tips for you!

Ready to apply? Train your interview situation upfront through Google Assistant. The platform provides you with information about Allianz useful for your interview preparation, such as:

  • details on the application process
  • Allianz facts & figures
  • information on our corporate culture

How does it work? Let Google Assistant on your smartphone or on your Google Home device know: “Hey Google, I want to talk to Allianz Careers.”

Register/ login to our application system and you will receive a confirmation email with your login data shortly. Fill out the application form. You can upload your data via Xing. Find more information about our password rules in our FAQ.

 Please note that the system cannot process ZIP files, protected PDF formats or attachments larger than 7 MB. You can upload your files in the following formats:

  • PDF
  • MS Office formats (Word, PowerPoint, Excel)
  • Graphics Interchange Format (.gif)
  • Joint Photographic Experts Group format (.jpeg)
  • Joint Photographic Group format (.jpeg)
  • Portable Network Graphics (.png)

Find more information in our FAQ.


Login to our application system and check your personal start page to see the status of your application. You can release your profile so that our recruiters can find you in the system and contact you. Find more information in our FAQ.

Could not find the right job? We can help you with that. Sign up for job alerts! You will automatically receive a personalized job alert when a job that fits your experience and interests becomes available.

When you get invited for a first interview, make sure to check our website to learn more about Allianz as an employer, our culture and values and get some insights to prepare yourself for the interview.

If you experience technical problems with our application system, check our FAQ for more information . Problem still not resolved? Please send an email with your request and a full screenshot of the error message to careers@allianz.com.
We build on work time models that give our employees flexibility in planning and arranging their work and leisure time. 
You are encouraged to expand your skills and create a career across functions, countries and Allianz entities.
Access our digital learning programs anytime, anywhere and just as you need them. 
Join a truly global company and explore our international environment.
We care about your health and support you to stay fit and healthy.
Your results will be recognized with attractive rewards.
7 steps of the application process at Allianz.

We are composed of more than 2.700 employees who serve more than 4.5 million customers, obtaining a total turnover of 3.047 billion euros, in 2016. (Spanish)